How States May Regulate Income Share Agreements

How States May Regulate Income Share Agreements

Jul 24, 2019

Article

Co-author, Law360, July 24, 2019

A new form of educational financing has been gaining traction in the wake of increasingly alarming reports about the amount of student debt — over $1.5 trillion in the U.S., second only to mortgage debt, and higher than credit card and auto loan debt combined. Income share agreements, or ISAs, are privately funded arrangements whereby a student agrees to pay a percentage of his or her post-graduate gross income for a fixed number of years in exchange for the school covering educational costs.

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