Where Things Stand At The CFPB As Funding Dries Up

Co-Author, Law360, Dec. 8, 2025

As the regulatory agenda at the Consumer Financial Protection Bureau continues to heat up, it has undertaken a series of rapid and varied actions that carry significant implications for regulated entities and warrant careful monitoring and engagement.

In recent weeks, the CFPB advanced a series of deregulatory actions on Regulation B, the small business lending rule, nonbank registries and Federal Credit Reporting Act preemption. At the same time, the bureau has declined to request funding from the Federal Reserve for nearly the entire year and is on a pace to run out of funding after the new year.

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